XRP Price Up 9% As Fed Rate Cut Odds Reach 97.8%

The XRP price has jumped 9% in the past week and 1.4% in the last 24 hours to trade at $2.65 as of 4 a.m. on a 3% increase in trading volume to $4.69 billion.

That increase comes as the odds of a Fed rate cut on Wednesday soared to 97.8%, according to the CME Group’s FedWatch gauge.

🇺🇲 97.8% chance for 25 BPS rate cut at tomorrow’s #FOMC 🔥

What di you think will happen after that? pic.twitter.com/D7tgj97mIN

— Crypto Seth (@seth_fin) October 28, 2025

The rate decision looms amid a government shutdown that has delayed key jobs and inflation reports, leaving Fed Chair Jerome Powell and policymakers “flying blind,” using private data and market signals instead of official government statistics.

Despite these challenges, slow job growth, rising unemployment, and inflation stuck at 3% have convinced most economists that a rate cut is the right move.

A cut would bring the federal funds rate down to a range of 3.75%-4% from 4.00%-4.25%. This is seen as positive for crypto as lower interest rates help generate more liquidity that often pushes funds into riskier assets like crypto.​

XRP Coin Price Drives Attention

Coin price activity for XRP has been hot as traders position for a Fed move. In the last seven days, XRP surged about 9% and hit highs of $2.66, trading a tight range as enthusiasm for monetary easing spreads across crypto exchanges.

Several large inflows have been recorded, with new buyers appearing every time the price dips toward $2.60.​

October has brought bullish forecasts, with market experts seeing XRP’s price potentially climbing to $3.25 or higher if buying momentum holds. Technical analysis by Changelly projects XRP may trade between $2.87 and $3.25 this month, representing a possible 12–30% increase from current levels.

These targets are lifted by the expectation of more “easy money” entering markets after the Fed meeting.​

On-chain signals also support the bullish outlook for coin prices. Active wallet addresses and big transaction volumes are rising. This indicates that an increasing number of traders, investors, and even institutions are moving into XRP ahead of the Fed’s decision.

XRP Active Addresses Source: CryptoQuant

XRP Price Prediction: XRP Technical Analysis

XRP’s price action has caught attention on charts with strong support and resistance shown at key moving averages. The latest daily chart gives a clear technical view.

The price is now trading at $2.6524, just under the 50-day Simple Moving Average (SMA) at $2.7651 and above the 200-day SMA at $2.6116. This set-up signals an improving trend, with the coin bouncing off major support.​

XRPUSDT Analysis Source: Tradingview

The nearest resistance sits at $2.77 (the 50-day SMA). If XRP can surge past this level, the price may target the next resistance near $3.00. A key psychological and technical zone where sellers have appeared before.​​

Support is strong at $2.61 (200-day SMA). A drop below this could trigger more selling down to $2.50 and $2.30, but buyers are defending these levels tightly.​​

Technical indicators also point to more upside. RSI stands at 53.10, showing solid momentum but not an overbought market. The MACD is slightly bullish, with a value of 0.0439 and the signal line at -0.0470, indicating buyers are gaining strength but have room to grow.

The ADX is at 39.30, which means the trend is strengthening, and high volatility could spark breakout moves soon.​

If XRP price closes above $2.77 in the coming sessions, it could quickly advance to $3.00 and then $3.33, especially if the Fed’s rate cut triggers another wave of buying.

A rejection at resistance might see XRP fall toward support, but as long as it stays above $2.61, the overall trend looks positive.​​

Big institutional money could be coming in, and any news on spot XRP ETFs or major partnerships might add fuel to the rally. For now, traders are watching the Fed’s move, with most expecting the rate cut to drive more gains in XRP’s coin price this week.​

If current momentum holds and the Fed delivers the expected cut, XRP could break important resistance and keep climbing through early November. But as always, keeping a close eye on key support levels, especially near $2.61, is crucial for managing risk.

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